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<p class="MsoNormal">So trying to figure out how quickly our 250 students and faculty would run thru our budget for a Kanopy PDA program, I calculated this: (I’ve excised the actual price because I’m not sure if that is quoted differently per institution?).<o:p></o:p></p>
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<p class="MsoNormal" style="text-autospace:none"><span style="color:black">2/month limit, thru budget in 3 months<o:p></o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black">250<o:p></o:p></span></p>
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<p class="MsoNormal" style="text-autospace:none"><span style="color:black">people<o:p></o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="95" valign="top" style="width:70.9pt;border-top:solid windowtext 1.5pt;border-left:solid windowtext 1.5pt;border-bottom:none;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black">250<o:p></o:p></span></p>
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<p class="MsoNormal" style="text-autospace:none"><span style="color:black">people<o:p></o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="95" valign="top" style="width:70.9pt;border:none;border-left:solid windowtext 1.5pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black">5<o:p></o:p></span></p>
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<p class="MsoNormal" style="text-autospace:none"><span style="color:black">films per month<o:p></o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="95" valign="top" style="width:70.9pt;border:none;border-left:solid windowtext 1.5pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black">2<o:p></o:p></span></p>
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<p class="MsoNormal" style="text-autospace:none"><span style="color:black">films per month<o:p></o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="95" valign="top" style="width:70.9pt;border:none;border-left:solid windowtext 1.5pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black">12<o:p></o:p></span></p>
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<p class="MsoNormal" style="text-autospace:none"><span style="color:black">months<o:p></o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="95" valign="top" style="width:70.9pt;border:none;border-left:solid windowtext 1.5pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black">3<o:p></o:p></span></p>
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<p class="MsoNormal" style="text-autospace:none"><span style="color:black">months<o:p></o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black">6.5%<o:p></o:p></span></p>
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<p class="MsoNormal" style="text-autospace:none"><span style="color:black">chance this is a film already seen by 3 other (visits or users?)<o:p></o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black">6.5%<o:p></o:p></span></p>
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<p class="MsoNormal" style="text-autospace:none"><span style="color:black">chance this is a film already seen by 3 other (visits or users?)<o:p></o:p></span></p>
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<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:15.25pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="95" valign="top" style="width:70.9pt;border-top:solid windowtext 2.25pt;border-left:solid windowtext 1.5pt;border-bottom:none;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.25pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black">975<o:p></o:p></span></p>
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<p class="MsoNormal" style="text-autospace:none"><span style="color:black">Triggers<o:p></o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="95" valign="top" style="width:70.9pt;border-top:solid windowtext 2.25pt;border-left:solid windowtext 1.5pt;border-bottom:none;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.25pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black">97.5<o:p></o:p></span></p>
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<p class="MsoNormal" style="text-autospace:none"><span style="color:black">triggers<o:p></o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black">$ .00
<o:p></o:p></span></p>
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<p class="MsoNormal" style="text-autospace:none"><span style="color:black">per trigger<o:p></o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="95" valign="top" style="width:70.9pt;border:none;border-left:solid windowtext 1.5pt;padding:0in 5.4pt 0in 5.4pt;height:15.25pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black">$ .00
<o:p></o:p></span></p>
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<td width="170" valign="top" style="width:127.35pt;border:none;border-right:solid windowtext 1.5pt;padding:0in 5.4pt 0in 5.4pt;height:15.25pt">
<p class="MsoNormal" style="text-autospace:none"><span style="color:black">per trigger<o:p></o:p></span></p>
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<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:15.25pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:15.95pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="95" valign="top" style="width:70.9pt;border-top:solid windowtext 2.25pt;border-left:solid windowtext 1.5pt;border-bottom:solid windowtext 1.5pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.95pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black">$ .00
<o:p></o:p></span></p>
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<p class="MsoNormal" style="text-autospace:none"><span style="color:black">annual cost<o:p></o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="95" valign="top" style="width:70.9pt;border-top:solid windowtext 2.25pt;border-left:solid windowtext 1.5pt;border-bottom:solid windowtext 1.5pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.95pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black">$ 0
<o:p></o:p></span></p>
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<p class="MsoNormal" style="text-autospace:none"><span style="color:black">annual cost<o:p></o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" style="text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="95" valign="top" style="width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:15.25pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:15.25pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="95" valign="top" style="width:70.9pt;border:none;border-top:solid windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.25pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" style="text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="95" valign="top" style="width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:15.25pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:15.25pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
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<tr style="height:14.5pt">
<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="95" valign="top" style="width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="200" valign="top" style="width:149.9pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="95" valign="top" style="width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="170" valign="top" style="width:127.35pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<tr style="height:14.5pt">
<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="95" valign="top" style="width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="200" valign="top" style="width:149.9pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="95" valign="top" style="width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="95" valign="top" style="width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
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<tr style="height:14.5pt">
<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="95" valign="top" style="width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="95" valign="top" style="width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="95" valign="top" style="width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="170" valign="top" style="width:127.35pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
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<tr style="height:14.5pt">
<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="95" colspan="4" valign="top" style="width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" style="text-autospace:none"><span style="color:black">So thinking about the 80% rule distributed across a group of films<o:p></o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
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<tr style="height:14.5pt">
<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="95" colspan="2" valign="top" style="width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" style="text-autospace:none"><span style="color:black">This probably overestimates the trigger%:<o:p></o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="95" valign="top" style="width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="170" valign="top" style="width:127.35pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="height:14.5pt">
<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="95" valign="top" style="width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" style="text-autospace:none"><span style="color:black">1 use<o:p></o:p></span></p>
</td>
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<p class="MsoNormal" align="center" style="text-align:center;text-autospace:none">
<span style="color:black">2 uses<o:p></o:p></span></p>
</td>
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<p class="MsoNormal" style="text-autospace:none"><span style="color:black">3 uses<o:p></o:p></span></p>
</td>
<td width="95" valign="top" style="width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" style="text-autospace:none"><span style="color:black">triggered at 4<o:p></o:p></span></p>
</td>
<td width="170" valign="top" style="width:127.35pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" style="text-autospace:none"><span style="color:black">5 or more uses<o:p></o:p></span></p>
</td>
<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" style="text-autospace:none"><span style="color:black">sum<o:p></o:p></span></p>
</td>
</tr>
<tr style="height:58.1pt">
<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:58.1pt">
<p class="MsoNormal" style="text-autospace:none"><span style="color:black"># with this many uses<o:p></o:p></span></p>
</td>
<td width="95" valign="top" style="width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:58.1pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"> 80
<o:p></o:p></span></p>
</td>
<td width="200" valign="top" style="width:149.9pt;padding:0in 5.4pt 0in 5.4pt;height:58.1pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"> 40
<o:p></o:p></span></p>
</td>
<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:58.1pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"> 20
<o:p></o:p></span></p>
</td>
<td width="95" valign="top" style="width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:58.1pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"> 10
<o:p></o:p></span></p>
</td>
<td width="170" valign="top" style="width:127.35pt;padding:0in 5.4pt 0in 5.4pt;height:58.1pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"> 5
<o:p></o:p></span></p>
</td>
<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:58.1pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"> 155
<o:p></o:p></span></p>
</td>
</tr>
<tr style="height:14.5pt">
<td width="69" valign="top" style="width:51.6pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
</td>
<td width="95" valign="top" style="width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:14.5pt">
<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" align="right" style="text-align:right;text-autospace:none"><span style="color:black">6.5%<o:p></o:p></span></p>
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<p class="MsoNormal">I’d be glad to hear from others who have made/are making this decision and what your experience or calculations show.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">Cindy Harper<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">E-services and periodicals librarian<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">Virginia Theological Seminary<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">Bishop Payne Library, VTS Box 159<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">3737 Seminary Road<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">Alexandria VA 22304<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif"><a href="mailto:charper@vts.edu"><span style="color:blue">charper@vts.edu</span></a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">703-461-1794</span><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
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